You earn when your customers use capital.
Kanmon partners earn ongoing revenue share on the capital their customers access. This is not a referral fee. It is an ongoing share of the economics generated by capital you make available. The more your users borrow and deploy capital productively, the more revenue flows to your software business.
Ongoing revenue share
Partners earn a percentage of net revenue from active portfolios. Revenue compounds as customers draw and repay over time.
Aligned incentives
Kanmon earns when customers use capital well. Our underwriting is calibrated to produce good outcomes for the business and for you.
No capital commitment
No reserve requirement. No credit loss exposure. Revenue share without the risk.
What this looks like on a P&L.
The accounting treatment for embedded capital revenue share is straightforward: it is operating revenue with near-zero incremental cost of delivery. The complexity of the underlying lending business sits on Kanmon’s balance sheet, not yours.
What lives on your books
- Revenue share from originated volume
- Standard API integration costs
- Normal product development ongoing maintenance
What stays off your books
- Loan receivables
- Credit loss reserves
- Compliance and licensing costs
- Servicing and collections infrastructure