Field notes.

Partner Spotlight

How Unishippers franchisees use working capital to pursue growth

Conversations with franchise owners at a recent Unishippers regional event in Nashville, Tennessee, reveal how access to financing can expand commercial opportunities, improve financial flexibility, and strengthen the...

Oct 26, 2026 View insight

Market Insight

Embedded capital: Financing is moving to where business happens

The next evolution of small business lending is not about replacing banks. It is about making capital accessible where businesses operate, using the data their operations already generate....

Oct 19, 2026 View insight

Market Insight

The next working-capital advantage is timing

Why a cautious business environment is changing the conversation about financing. The U.S. economy is sending mixed signals to small businesses. Activity continues to expand across much of...

Oct 28, 2026 View insight

Market Insight

The embedded lending paradox: Your best customers may outgrow your financing program

Platforms should select embedded lending partners for lifetime customer coverage, not Day 1 approval rates. A financing product can be easy to launch, approve a broad initial population...

Oct 1, 2026 View insight

Market Insight

Operational Truth: The Vertical SaaS Advantage Going Into 2027

What can vertical SaaS platforms now do with the operating context they have spent years accumulating?  That is becoming a more important question heading into 2027. The conversation...

Sep 24, 2026 View insight

Market Insight

Why merchants use working capital through the platforms they already use

Working capital is often described as a way to cover a cash shortage. That is only part of the story. When merchants seek financing through the software platforms,...

Sep 17, 2026 View insight

Market Insight

How working capital helps distributors say yes to the next order

A distributor can be growing and still have to turn down the next order. Not because the customer is bad. Not because demand is weak. Because the cash...

Sep 10, 2026 View insight

Market Insight

How do you use a line of capital as a growth driver?

Did you ever lose a deal because you did not have the cash on hand to take it? Not because the demand was uncertain. Not because the economics...

Sep 3, 2026 View insight