B2B commerce
Order history, invoice timing, and payment velocity make B2B commerce one of the strongest fits for embedded capital.
- Invoice advance for vendors on 30-60 day terms
- Buyer financing to extend net terms without straining suppliers
- Working capital for inventory and supplier prepayment
Logistics and distribution
Strong underlying economics, obscured by long payment cycles. Kanmon structures capital around how freight actually moves.
- Invoice advance to bridge 45-60 day shipper cycles
- Working capital to take on more volume
- Fuel and operations financing for asset-light operators
Staffing and Workforce
Payroll goes out weekly. Client invoices clear in 30-45 days. Kanmon closes that gap.
- Invoice advance to cover payroll between billing cycles
- Growth capital to take on new contracts or scale a team
Home services and field services
Seasonal demand, upfront material costs, and delayed payment cycles. Kanmon funds accordingly.
- Equipment financing for tools and vehicles
- Working capital to scale crew size ahead of busy season
- Payroll and materials advance for large job mobilization
Additional industries where Kanmon has deployed.
Healthcare Operations
Insurance reimbursement cycles create cash timing problems even for growing practices. Advance against outstanding receivables or finance equipment.
Construction and Trades
Project-based work with milestone billing and high upfront material costs. Capital that maps to how construction jobs actually get financed.
Franchise and Multi-Location
Franchisees and multi-location operators have predictable unit economics. Kanmon can deploy capital across entire franchise networks through a single integration.