Kanmon financing is built for two distinct situations. Which one fits yours?
Situation 1
You have a specific thing to spend on.
Not capital to “grow.” An actual spend category: an inventory order you’ve been waiting on, an ad campaign ready to launch, a payroll run due before a client pays, a supplier invoice that needs to clear.
Purpose-built short-term financing lets you match the cost of capital to the return from a specific action. You borrow for that thing. You repay when the return comes in.
Inventory restock · Ad spend · Supplier payment · Payroll advance · Procurement · Job materials
Situation 2
You need room to grow — or to absorb something unexpected.
A new contract landed and you need to staff up. Equipment failed. Slow season hit harder than expected. A large customer is taking 45 days to pay and you need to operate in the meantime.
Working capital gives you a cushion. Funds available when you need them, repaid as your cash flow allows. No fixed spend requirement.
Hiring and onboarding · Equipment repair or replacement · Slow season bridge · Invoice gap coverage · Unexpected expense · New contract ramp
Got an offer? The analysis was already done before you saw it.
You received a financing offer because the company whose software you use to run your business has partnered with Kanmon. They shared what they know about your business — your revenue, payment patterns, and operating history — with us. The offer you see is based on data about how your business actually runs, not a cold application to a lender who knows nothing about you.
You weren’t targeted randomly
Only businesses that meet specific criteria receive offers. Yours showed up because the data supported it.
Viewing doesn’t affect your credit
Looking at your offer creates no credit inquiry and no obligation. You can close it and nothing changes.
Terms are fixed at acceptance
The amount, total cost, and repayment schedule shown at acceptance are what you get. No surprises after you sign.
Three steps to get started. No paperwork.
Step 01
Check your dashboard
Your offer is waiting: exact amount, exact cost in plain dollars, repayment schedule. No surprises.
Step 02
Review the terms
Our support team is available if you have questions. Viewing doesn’t affect your credit.
Step 03
Accept and get funded
Capital typically available within one business day. Repayment starts automatically per the schedule.