Payment cycles are structural, and so is the solution.
A freight broker placing 200 loads a month has strong economics. They also have 200 invoices outstanding at any given time. The underlying business is healthy. The timing problem is chronic. Kanmon advances against those receivables so operators can keep moving freight.
Long payment cycles are normal
Net 45 to 60 terms are standard in freight and distribution. Kanmon’s structures are built for that reality, not against it.
Volume is the advantage
High transaction volume with consistent payment behavior is one of the strongest underwriting signals available.
Non-tech operators are in scope
You don’t need a modern API-first software product. If you have operational data about freight or distribution activity, we can work with it.